Register at lendiligence.com to create your institution's account. Once verified, you'll have access to the full LP3 portal where you can submit applications, manage policies, and track the status of all active loans.

Enter basic loan details into the portal: borrower name, property address, property type, loan amount, and loan term. The system will instantly confirm eligibility and generate a quote — typically in under 60 seconds.

A comprehensive desktop environmental study is automatically ordered from VERAcheck™, reviewing publicly available government environmental records and historical land-use data — meeting CERCLA requirements for government records review.

The VERAcheck™ report is completed and returned within 2–3 business days. A copy is provided to both lender and borrower. If a valid Phase I already exists, no desktop study will be ordered — the LP3 policy will be underwritten using the Phase I.

Upon approval, the LP3 policy is issued for the full term of the loan (up to 10 years). The premium — typically less than the cost of a Phase I — is paid by the borrower as a standard closing cost. The policy follows the loan unconditionally if sold on the secondary market.